Quotes to Live By

"It is better to shoot for the stars and miss, than shoot for the dirt and hit it!" --Asset Management Group's Motto

"It's so simple to spend less than you earn, and invest shrewdly, and avoid toxic people and toxic activities, and try and keep learning all your life, and do a lot of deferred gratification. If you do all those things, you are almost certain to succeed. If you don't you're going to need a lot of luck." --Charlie Munger

"Real knowledge is to know the extent of one's ignorance." --Confucious

"Show me a person who has never failed and I will show you a failure of a person. What we learn from failure, and what we do with that knowledge, is what matters –– and it's what makes us who we are." Michael Bloomberg

"You have to find something you love enough to be able to take risks, jump over the hurdles and break through the brick walls that are always going to be placed in front of you. If you don't have that kind of feeling for what it is you're doing, you'll stop at the first hurdle." --George Lucas

"On Wall Street, the man who does not change his mind will soon have no change to mind." --William D. Gann

"It has been said that politics is the second oldest profession. I have learned that it bears a striking resemblance to the first."--Ronald Reagan

"Never doubt that a small group of thoughtful, committed citizens can change the world: indeed it's the only thing that ever has."--Margaret Mead

"The gem cannot be polished without friction, nor man perfected without trials." -- Chinese Proverb

"The wise man builds bridges, the fool builds walls."--Official Xinhua news agency

“Learn from yesterday, live for today, hope for tomorrow. The important thing is to not stop questioning.”-- Albert Einstein

"Complaining about a problem without proposing a solution is called whining."-- Unattributed

"With brilliance comes eccentricity"-- Helen Redfield

"The inherent vice of capitalism is the unequal sharing of blessings; the inherent vice of socialism is the equal sharing of miseries. "-- Winston Churchill

“Choose a job that you love and you’ll never work a day in your life.”- Confucius

"It is impossible to live without failing at something, unless you live so cautiously that you might as well not have lived at all."--J.K. Rowling

"If you look at what you have in life, you'll always have more. If you look at what you don't have in life, you'll never have enough." - Oprah Winfrey

"Knowing others is intelligence; knowing yourself is true wisdom. Mastering others is strength; mastering yourself is true power."- Lau Tzu

"Three actions to make your life worthwhile-Be yourself-Make a Difference-Grow Yourself." -- James W. Cuminale

"Things may come to those who wait, but only the things left by those who hustle" -- Abraham Lincoln

"If you are afraid of being lonely, don't try to be right."-- Jules Renard

"There's no trick to being a humorist when you have the whole government working for you." --Will Rogers

"Tell me, and I will forget. Show me, and I may remember. Involve me, and I will understand." --Confucius

"Vision without execution is hallucination." -- A smart person

"A Designer transforms visionary ideas creatively and visually into life in practical ways. A Coach facilitates the achievement of personal goals through a process of guided self-inquiry and reflection. An Advisor possesses the deep knowledge and specialty to deliver quality advice on a specific subject. A Manager skillfully uses organizational skills to inspire and lead people to accomplish certain goals efficiently and effectively. A Financial Planner....a true financial planner strives to master all of the above." --Jorge Padilla

"Strive for perfection, but settle for excellence." -- Don Shula

"You may have the loftiest goals, the highest ideals, the noblest dreams, but remember this, nothing works unless you do." -- Nido Qubein

"It wasn't raining when Noah built the ark." -- Warren Buffet

"When the facts change, I change my mind- what do you do, sir?" -- John Maynard Keynes

"Leaders think and talk about the solutions. Followers think and talk about the problems." -- Brian Tracy

"The greatest tragedy in life is people who have sight but no vision." -- Helen Keller

"Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent. Be careful lest you let other people spend it for you." -- Carl Sandburg

"Everyone wants to be appreciated, so if you appreciate someone, don't keep it a secret." -- Mary Kay Ash

"The spirit, the will to win, and the will to excel are the things that endure. These qualities are so much more important than the events that occur." -- Vince Lombardi

"No one can make you feel inferior without your consent." -- Eleanor Roosevelt

"You are what you think about most of the time." -- Barbara Kwasnik

"It's not the price; it's the quality." -- Herbert J. Schmidt

"Excellence is an art won by training and habituation. We do not act rightly because we have virtue or excellence, but we rather have those because we have acted rightly. We are what we repeatedly do. Excellence, then, is not an act but a habit." -- Aristotle

"Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die in euphoria." -- Sir John Templeton

"The highest reward for a person's toil is not what they get for it, but what they become by it." -- John Ruskin

"People often say that motivation doesn't last. Well, neither does bathing; that's why we recommend it daily." -- Zig Ziglar

"Esse Quam Videri" -- Sallust's Bellum Catalinarium, 54.

"Over the years when we've had recessions, I have made a decision not to participate." -- Tom Wolff

"I'm not as concerned about the return on my money as I am the return of my money." -- Will Rogers

"The key to making money in stocks is not to get scared out of them." -- Peter Lynch

"Fifty years from now, kids in history classes will be yawning over what panics us today." -- Anonymous

"The difference between great people and others is largely a habit- a controlled habit of doing every task better, faster and more efficiently." -- William Danforth

"It's kind of fun to do the impossible." -- Walt Disney

"Expect the best, plan for the worst, and prepare to be surprised." -- Denis Waitley

"All a parent can give a child is roots and wings." -- Chinese Proverb

"As I grow older, I pay less attention to what men say. I just watch what they do." -- Andrew Carnegie

"Work is an extension of personality. It is achievement. It is one of the ways in which a person defines himself, measures his worth, and his humanity. " -- Peter F. Drucker

"You may fool all the people some of the time, you can even fool some of the people all of the time, but you cannot fool all of the people all the time." -- Abraham Lincoln

"The more you take on, the more efficient you become. You only learn how much you can actually do by trying to do too much." -- Brian Tracy

"Get real. If all it takes is an angry stranger to ruin your day, what are you going to do if something really serious happens? Why give someone else control of your life like that?" -- Jeffrey Gitomer

"Personal development is your springboard to personal excellence. Ongoing, continuous, non-stop personal development literally assures you that there is no limit to what you can accomplish." -- Brian Tracy

"Persistence is a painful path... because either it is the pain of pushing forward to success, or the pain of being pushed aside in life by others." -- Doug Firebaugh

"What the vast majority of American children need is to stop being pampered, stop being indulged, stop being chauffeured, stop being catered to. In the final analysis it is not what you do for your children but what you have taught them to do for themselves that will make them successful human beings." -- Ann Landers

"There are only two lasting bequests we can hope to give our children. One is roots; the other, wings." -- Hodding Carter

"The history of the human race is the history of ordinary people who have overcome their fears and accomplished extraordinary things." -- Brian Tracy

"Personally, I'm always ready to learn, although I do not always like being taught." -- Winston Churchill

"He has the right to criticize who has the heart to help." -- Abraham Lincoln

"The value of a promise is the cost to you of keeping your word." -- Brian Tracy

"Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful." -- Albert Schweitzer

"A candle loses nothing by lighting another candle." -- Erin Majors

"The faster you move toward financial freedom, the faster it moves toward you. Whatever you want, wants you." -- Brian Tracy

"Finish each day and be done with it. You have done what you could. Some blunders and absurdities have crept in; forget them as soon as you can. Tomorrow is a new day; you shall begin it serenely and with too high a spirit to be encumbered with your old nonsense." -- Ralph Waldo Emerson

"When everyone is looking for gold, it's a good time to be in the pick and shovel business." -- Mark Twain

"The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will." -- Vincent T. Lombardi

"A coach is someone who tells you what you don't want to hear, who has you see what you don't want to see, so you can be who you have always known you could be." -- Tom Landry

"The single best predictor of overall excellence is a company's ability to attract, motivate, and retain talented people." -- Bruce Pfau

"Our lives begin to end the day we become silent about things that matter." -- Martin Luther King, Jr.

"To solve any problem, there are three questions to ask yourself: First, what could I do? Second, what could I read? And third, whom could I ask?" -- Jim Rohn

"Mankind's true moral test consists of its attitude towards those who are at its mercy: animals." -- Milan Kundera

"You don't learn to hold your own in the world by standing on guard, but by attacking and getting well hammered yourself." -- George Bernard Shaw

"It is not how right or wrong you are that matters, but how much money you make when right and how much you do not lose when wrong." -- George Soros

"No one makes you feel anything. It is how you react and respond that determines your emotions." -- Brian Tracy

"At first, dreams seem impossible, then improbable, and eventually inevitable." -- Christopher Reeves

"First-rate people hire first rate people; second-rate people hire third-rate people." -- Leo Rosten

"It is funny about life: if you refuse to accept anything but the very best you will very often get it." -- W. Somerset Maugham

"Recipe for success: Study while others are sleeping; work while others are loafing; prepare while others are playing; and dream while others are wishing." -- William A. Ward

"Success is the sum of small efforts, repeated day in and day out." -- Robert Collier

"The philosophy of the rich versus the poor is this: The rich invest their money and spend what is left; the poor spend their money and invest what is left." -- Jim Rohn

"Get the facts. Ask questions and listen intently to the answers before responding." -- Brian Tracy

"And in the end, it's not the years in your life that count. It's the life in your years." -- Abraham Lincoln

"Being rich isn't about money. Being rich is a state of mind. Some of us, no matter how much money we have, will never be free enough to take time to stop and eat the heart of the watermelon. And some of us will be rich without ever being more than a paycheck ahead of the game." -- Harvey B. Mackay

"The brighter you are, the more you have to learn." -- Don Herold

"Leadership is the art of seeing the invisible... then touching it." -- Doug Firebaugh

"The truth of the matter is that you always know the right thing to do. The hard part is doing it." -- Norman Schwarzkopf

"The reason why so little is done is generally because so little is attempted." -- Samuel Smiles

"The secret of getting ahead is getting started. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and then starting on the first one." -- Mark Twain

"Your paycheck is not your employer's responsibility, it's your responsibility. Your employer has no control over your value, but you do." -- Jim Rohn

"The minute a man ceases to grow, no matter what his years, that minute he begins to be old." -- William James

"Outstanding leaders have a sense of mission, a belief in themselves and the value of their work." -- Brian Tracy

"Indecision is often worse than wrong action." -- Gerald Ford

"You have brains in your head. You have feet in your shoes. You can steer yourself in any direction you choose. You're on your own, and you know what you know. You are the guy who'll decide where to go." -- Dr. Seuss

"A positive attitude is perhaps more important at home than anywhere else. As spouses and parents, one of our most vital roles is to help those we love feel good about themselves." -- Keith Harrell

"The things that will destroy America are prosperity at any price, peace at any price, safety first instead of duty first and love of soft living and the get-rich-quick theory of life." -- Theodore Roosevelt

"Everything comes to him who hustles while he waits." -- Thomas Edison

"Don't be afraid to give your best to what seemingly are small jobs. Every time you conquer one it makes you that much stronger. If you do the little jobs well, the big ones tend to take care of themselves." -- Dale Carnegie

"When it is dark enough, you can see the stars." -- Charles A. Beard

"There is only one boss. The customer. And he can fire everybody in the company, from the chairman on down, simply by spending his money somewhere else." -- Sam Walton

"Success is the result of good judgment, good judgment is a result of experience, experience is often the result of bad judgment." -- Anthony Robbins

"One of the most powerful aspects of service - being different. What is WOW? WOW! is great service! WOW! separates the EXTRAordinary from the ordinary. WOW! separates the strong from the weak. WOW! separates the sincere from the insincere. WOW! separates the pro's from the con's. WOW! separates the yes's from the no's. WOW! is the full measure of your personal power, and the way you use it. WOW! is doing what others can't (or won't). WOW! is what you do for others in an exceptional way. WOW! is the ticket to success. Your ticket. Are you WOW?" -- Jeffrey Gitomer

"A person with big dreams is more powerful than a person with all the facts." -- Dayle Maloney

"The secret of a person's success is discovered in their daily agenda." -- John C. Maxwell

"All great success and achievement is preceded and accompanied by hard, hard work. When in doubt, 'try harder.' And if that doesn't work, try harder still!" -- Brian Tracy

"If you want to catch beasts you don't see everyday,
You have to go places quite out-of-the-way.
You have to go places no others can get to.
You have to get cold, and you have to get wet, too." -- Dr. Seuss

"If you can keep your head when all around you are losing theirs and blaming it on you, then the world is yours and all that's in it." -- Rudyard Kipling

"The Green Bay Packers never lost a football game. They just ran out of time." -- Vince Lombardi

"You can't push anyone up the ladder unless he is willing to climb himself." -- Andrew Carnegie

"The true secret of giving advice is, after you have honestly given it, to be perfectly indifferent whether it is taken or not and never persist in trying to set people right." -- Hannah Whitall Smith

"Well done is better than well said." -- Benjamin Franklin

"It is not who you know, but who wants to know you." -- Patricia Fripp

"Mountains DO Move... One Stone at a Time." -- Rick Beneteau

"I will persist until I succeed. Always will I take another step. If that is of no avail I will take another, and yet another. In truth, one step at a time is not too difficult... I know that small attempts, repeated, will complete any undertaking." -- Og Mandino

"Remember that the six most expensive words in business are: 'We've always done it that way.'" -- Catherine DeVrye

"Growing old ain`t for sissies." -- Barbara Annear

"Time wounds all heels" -- Edward Petry

In a recent interview, General Norman Schwartzkopf was asked if he didn`t think there was room for forgiveness toward the people who have harbored and abetted the terrorists who perpetrated the 9/11 attacks on America. His answer was classic Schwartzkopf. He said, "I believe that forgiving them is God`s function. Our job is simply to arrange the meeting."

"The only thing worse than not reading a book in the last ninety days is not reading a book in the last ninety days and thinking that it doesn`t matter." -- Jim Rohn

"Leaders set high standards. Refuse to tolerate mediocrity or poor performance." -- Brian Tracy

"When you come to the edge of all the light you know, and are about to step off into the darkness of the unknown, faith is knowing one of two things will happen: there will be something solid to stand on, or you will be taught how to fly." -- Barbara J. Winter

"All disciplines affect each other. Mistakenly the man says, `This is the only area where I let down.` Not true. Every let down affects the rest. Not to think so is naive." -- Jim Rohn

"The only competition you will ever have is the competition between your disciplined and undisciplined mind." -- James A. Ray

"Make a total commitment to your company, your job, and your career. Uncommitted people have no future." -- Brian Tracy

"If you don`t think you can do it, who will? You control the most important tool in success, your mind." -- Jeffrey Gitomer

"A man who taught the world that good taste elevates our existence. That service is a language worth learning well. And that thinking big brings us closer to our dreams." A description of Stanley Marcus.

"You can't build a reputation on what you're going to do." -- Henry Ford

"Don't dwell on what went wrong. Instead, focus on what to do next. Spend your energies on moving forward toward finding the answer." -- Denis Waitley

"History has demonstrated that the most notable winners usually encountered heartbreaking obstacles before they triumphed. They won because they refused to become discouraged by their defeats." -- B. C. Forbes

"The quality of a person`s life is in direct proportion to their commitment to excellence, regardless of their chosen field of endeavor." -- Vincent T. Lombardi

"Success is nothing more than a few simple disciplines, practiced every day; while failure is simply a few errors in judgment, repeated every day. It is the accumulative weight of our disciplines and our judgments that leads us to either fortune or failure." -- Jim Rohn

"A feeling of confidence and personal power comes from facing challenges and overcoming them." -- Brian Tracy

"Don't hang around with people whose financial and emotional thinking is on a lower level than yours. You want to grow. They don't. So they won't help you expand your horizons, and they can't inspire you." -- Tom Hopkins

"Failure is not about insecurity. It's about lack of execution." -- Jeffrey Gitomer

"Passion is mandatory! There must be a fire in your belly, a passion in your gut, a sense of excitement in your sinew. You must have a missionary zeal, along with a relentless pursuit to satisfy your customers, clients and prospects.
Your passion has nothing to do with phony smiles, clever phrases and hanging banners with slogans. It means your ability and desire to compete profitably now and throughout the 21st century.
Passion is burning the midnight oil. It's going the extra mile. It's doing the unexpected. Passion is your positive attitude in a world of negativity. It's finding the extra fuel when you thought your tank was dry. It's an unwillingness to accept second best or "it's good enough." Passion, somehow, lets you execute, even when you're exhausted. Passion confidently pits you against your toughest competitor-you. Passion converts suspects into prospects. Prospects into customers. And customers into friends for a lifetime. Passion turns successful salespeople into superstars!" -- Jeff Blackman

"The difference between failure and success is doing a thing nearly right and doing a thing exactly right." -- Edward Simmons

"The country clubs, the cars, the boats, your assets may be ample, but the best inheritance you can leave your kids is to be a good example." -- Barry Spilchuk

"If you roll out the red carpet for a billionaire, they won't even notice it. If you roll out the red carpet for a millionaire, they expect it. If you roll out the red carpet for a thousandaire, they appreciate it. If you roll out the red carpet for a hundredaire, they tell everybody they know." -- Patricia Fripp

"If you do not have the time to do it right the first time, when will you have time to do it over?" -- Helen Redfield

"Never assume you understand. Ask the questions." -- Brian Tracy

"Some things you have to do every day. Eating seven apples on Saturday night instead of one a day just isn't going to get the job done." -- Jim Rohn

"If you think a certain thought long enough and hard enough, it becomes a fixed belief and you will find yourself behaving on the outside in a manner consistent with it." -- Brian Tracy

"He can who thinks he can, and he can't who thinks he can't. This is an inexorable, indisputable law." -- Henry Ford

"You can cut down a tree with a hammer, but it takes about 30 days. If you trade the hammer for an ax, you can cut it down in about 30 minutes. The difference between 30 days and 30 minutes is skills." -- Jim Rohn

"Stop talking about the problem and start thinking about the solution." -- Brian Tracy

"Quality is never an accident; it is always the result of high intention, sincere effort, intelligent direction and skillful execution; it represents the wise choice of many alternatives." -- Willa A. Foster

"No one limits your growth but you. If you want to earn more, learn more. That means you'll work harder for a while; that means you'll work longer for a while. But you'll be paid for your extra effort with enhanced earnings down the road." -- Tom Hopkins

Reflect on these three key principles:
(1) who we are is more important than what we do,
(2) how we treat others is more important than how we are treated, and
(3) what we do is more important than what we say.

"The trouble with many plans is that they are based on the way things are now. To be successful, your personal plan must focus on what you want, not what you have." -- Nido Qubein

"Where will you be in five years? Develop a plan, and then activate that plan to put yourself where you want to be in five years. Be sure to update your five-year plan at least annually in order to stay ahead of the game." -- Tom Hopkins

"Imagine your ideal future. Visualize yourself as if your life were perfect in every respect." -- Brian Tracy

"Manage by objectives. Tell people exactly what you want them to do and then get out of their way." -- Brian Tracy

"If you want to be successful, find someone who has achieved the results you want and copy what they do and you'll achieve the same results." -- Anthony Robbins

"Always look at what you have left. Never look at what you have lost." -- Robert H. Schuller

"One does not grow old until he believes he has more to look back on than he has to look forward to." --Maurice Chevalier