RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. Your Shifting Risk Tolerance Time and market performance may subtly and slowly imbalance your portfolio.